Mauritius is renowned for its tropical beauty, boasting white sandy beaches, turquoise waters, and lush landscapes. Beyond its picturesque coastline, the island offers a rich tapestry of diverse cultures, historical sites, and lively markets. Whether you are exploring Port Louis, relaxing in a luxury resort, or discovering hidden waterfalls, this guide provides essential information on cash and ATMs in Mauritius, including withdrawal fees, transaction limits, exchange rates, and card acceptance, ensuring a seamless experience during your stay.
Where to find ATMs in Mauritius
Mauritius has a well-distributed network of ATMs, particularly in urban and tourist-heavy areas. You will find ATMs in major towns such as Port Louis, Grand Baie, and Flic-en-Flac, as well as at popular tourist locations, shopping malls (e.g., Bagatelle Mall, Curepipe Mall), and near bank branches. ATMs are also available at Sir Seewoosagur Ramgoolam International Airport and most hotel resorts. However, in rural areas, smaller villages, or secluded beaches, ATMs may be scarce. It is advisable to carry cash when traveling to less-developed regions or nature reserves.
Best ATMs for foreigners in Mauritius
The best ATMs for foreigners to use in Mauritius are those owned by prominent banks such as:
- State Bank of Mauritius (SBM)
- Bank of Baroda
- MauBank
- MCB
Additionally, some international banks, like Absa Bank (formerly Barclays), have ATMs in Mauritius. There are no known Global ATM Alliance member banks or All Points network banks in Mauritius.
Currency conversion at ATMs
In Mauritius, some ATMs may ask if you would like to accept or decline currency conversion (Charge in MVR). If you accept, the ATM converts your money at its own exchange rate. Declining will result in the bank/card logo’s exchange rate (Visa, MasterCard, etc.). To avoid extra fees, select ‘Decline/Without Conversion’ or ‘Charge in MVR’.
Using foreign debit or credit cards at ATMs
Foreign debit and credit cards are widely accepted by ATMs in Mauritius.
Types of cards accepted at ATMs
ATMs typically accept Visa, Mastercard, Maestro, Plus, and Cirrus cards. American Express, Diners Club, JCB UnionPay, Discover, or Rupay cards are generally not accepted.
ATM operating hours
ATMs in Mauritius are operational 24/7.
ATM identification
ATMs usually feature the bank name prominently. They may not specifically use the word ‘ATM’ but can display terms like ‘CASH’ along with the bank name.
PIN requirements
ATMs in Mauritius accept 4-digit PINs, though some machines may support longer PINs.
Language options at ATMs
Mauritius ATMs typically offer French and English as primary languages. Some ATMs may also offer added languages, such as Hindi. If necessary, live translation via Google Translate’s camera function can be useful, although translations may not be perfect.
Currencies available at ATMs
ATMs dispense cash in the local currency, Mauritian Rupee (MUR).
ATM withdrawal limits
The maximum withdrawal limit per transaction at ATMs in Mauritius is Rs 20,000 (Mauritian Rupee). ATMs typically do not have daily withdrawal limits, allowing multiple transactions for more cash.
ATM fees in Mauritius
Most bank ATMs in Mauritius do not charge fees to foreign card holders, except for one that charges Rs 280 ATM Access Fees per transaction. There are fee-free ATMs available for foreign card holders.
However, please note other potential charges such as :
- ATM’s Currency conversion fees (Accept or Decline Conversion)
- Your bank’s currency conversion fee – Check with your bank for applicable charges.
How to avoid high fees when withdrawing cash in Mauritius
- Use lower-fee ATMs.
- Utilize the ATM Fee Saver app to find fee-free or low-fee ATMs.
- Opt for Decline Conversion or Without Conversion during transactions.
- Consider using fee-free cards from your home country.
- Avoid using airport ATMs, which often have higher fees.
Finding fee-free ATMs in Mauritius
Discover fee-free and low-fee ATMs in Mauritius using the ATM Fee Saver mobile app for iOS and Android. The app provides details on leading bank ATMs, such as fees and withdrawal limits for foreign cardholders. Its simple fee calculator helps figure out exact withdrawal charges. Additionally, it offers cash tips and tricks for over 100 countries, including Mauritius.
Safety at ATMs
While Mauritius has a low crime rate, petty theft can occur. Use ATMs in well-lit, busy areas, preferably during daylight hours. Be mindful of your surroundings and avoid displaying large amounts of cash. Remain vigilant and exercise standard safety precautions. For added security, watch your card transactions regularly through your bank’s app, avoid using public Wi-Fi for banking, keep your card in sight during transactions, and carry a backup card.
FAQs
What to do if an ATM takes your card?
If an ATM in Mauritius keeps your card, contact the bank if the ATM is located inside a bank branch; they may retrieve the card if your present proof of identity. Alternatively, contact the bank’s helpline, although they typically retrieve and resend new cards only for their customers. In such cases, contact your bank and request a replacement card delivered to your home or abroad.
Fee-free ATMs in Mauritius
You can withdraw cash free of cost at all leading bank ATMs in Mauritius, except one bank that charges Rs 280 ATM Access Fees.
Acceptance of foreign cards from US, UK, India, China, Europe, Australia
Yes, cards from the US, UK, Europe, Australia, and other countries are accepted at ATMs in Mauritius.
Bitcoin ATMs
Currently, there are no reported Bitcoin ATMs in Mauritius. Cryptocurrency adoption is still in its initial stages, and such facilities are not yet established.
Presence of foreign bank ATMs in Mauritius
•Bank of America: No ATMs
•Citibank: No ATMs
•Barclays: ATMs as Absa Bank
•HSBC: Yes, limited number of ATMs
•Standard Chartered: No ATMs
