From the enormous deserts of Wadi Rum and the therapeutic waters of the Dead Sea to the rose-red city of Petra, Jordan is a land of ancient wonders. Knowing how to get currency is crucial whether you are hiking through breathtaking canyons, relaxing in the Dead Sea, or touring Amman’s busy marketplaces. Cash is still needed in many locations, even though hotels and larger establishments take cards. To ensure a smooth travel experience, this guide offers essential information on cash and ATMs in Jordan, such as withdrawal fees, transaction limits, exchange rates, and card acceptance.
Where can I find an ATM in Jordan?
Urban Areas: There is a good distribution of ATMs in cities like Amman, Zarqa, and Irbid, especially in business districts, retail centres, and close to bank offices. Prominent financial institutions such as Bank al Etihad, Jordan Kuwait Bank, and Arab Bank have vast ATM networks.
Tourist Attractions: Nearby towns and hotels provide ATMs for well-known locations including Wadi Rum, the Dead Sea, and Petra. However, there may not be much access to ATMs within the sites themselves, so it is best to have enough cash on hand.
Rural Areas: There are not many ATMs in isolated areas and smaller settlements. When visiting these places, make sure you have adequate cash.
Best ATMs to use in Jordan for foreigners
The best ATMs for foreigners to use in Jordan are those owned by popular banks such as:
- Jordan Kuwait bank
- Arab Bank
- Bank of Jordan
- AJIB
- Al Etihad
- Cairo Amman Bank
There are other banks with ATMs that also accept international debit and credit cards.
There are no known Global ATM Alliance member banks or All Points network banks in Jordan.
Don’t accept conversion at ATMs and withdraw only in local currency
Accept OR Decline Conversion (also known as With or Without Conversion, or Charge in AWF) is a question that some ATMs in Jordan may ask.
- If you click “Accept,” the ATM will convert your money using the exchange rate it has selected. The ATM will charge you an extra percentage for this currency conversion.
- If you Decline, the ATM will convert using the bank/card logo exchange rate (Visa, Master, etc.).
Therefore, choose ‘Decline/Without’ Conversion or ‘Charge in AWF’ to avoid more expenses.
Can I use a foreign debit or credit card at an ATM in Jordan?
Yes, Jordanian ATMs accept most of the international credit and debit cards. ATMs commonly accept Visa, Mastercard, Maestro, Plus, Cirrus cards. Some of them accept JCB, UnionPay, Diners or Discover cards. Others like Rupay cards are generally not accepted by them.
ATM opening hours, ATM names and language options
Many ATMs in Jordan, particularly those of major banks like the Bank of Jordan, run 24/7. ATMs found within bank branches are typically accessible during the bank’s operating hours, which are usually from 8:30 AM to 3:00 PM, Sunday through Thursday.
You can easily identify an ATM by looking for the word “ATM” in English or large signages of the bank name only.
Arabic and English as the primary languages in the ATMs. If you’re not familiar with these languages, using live translation via Google Translate’s camera function can be handy but these translations may not be perfect.
What currencies can I withdraw from ATMs in Jordan?
ATMs dispense cash in the local currency, Jordanian Dinar (JOD),
ATM withdrawal limits in Jordan?
ATMs in Jordan have a maximum withdrawal limit per transaction of JD 250. (Jordanian Dinar JD). ATMs typically have a daily withdrawal limit of JD 2,000.
ATM Fees in Jordan
There is only 1 fee-free ATM in Jordan. Majority of the bank ATMs in Jordan charge JD 4 or JD 5 per transaction and one bank ATMs does not charge ATM Access Fees per transaction to foreign card holders, so you have limited options of fee-free ATMs in Jordan.
Apart from ATM Access Fees, there can be other potential charges to withdraw cash in Jordan. These are:
1. Currency Conversion Fees (Accept or Decline Conversion)
2. Your Bank’s forex markup charges to use the card abroad.
How to avoid high fees when withdrawing cash in Jordan
- Use the lower fee ATMs in the country.
- Use the ATM Fee Saver app to find fee-free or low-fee ATMs.
- Opt for Decline Conversion or Without Conversion during ATM transactions.
- Consider getting fee-free cards from your home country.
Ways to find fee-free ATMs in Jordan?
Use the ATM Fee Saver iOS and Android mobile app to find fee-free and inexpensive ATMs in Aruba. For foreign cardholders using ATMs in Jordan, this app shows ATM PINs and information about the fees and withdrawal limits. Additionally, its straightforward cost calculator aids you in figuring out precise withdrawal fees. You’ll also find cash tips for more than 100+ countries, including Jordan.
Safety at ATMs
Jordan is regarded as a reasonably safe place to visit, and major tourist destinations and cities have plenty of ATMs. There have been sporadic cases of credit card fraud, including card skimming at certain ATMs, despite the low violent crime rate. Such events typically happen at freestanding ATMs. Travelers should ideally take out cash from ATMs within bank premises or in well-lit, busy locations, where security is higher. Additionally, be wary of any dubious gadgets connected to ATMs, as they could be card information skimmers. Avoid using public Wi-Fi for financial activities, protect your PIN when entering it, keep your card visible when making purchases, and keep an eye on transactions using your banking app as a precaution.
FAQs
What to do if an ATM takes your card?
If an ATM in Jordan takes your card, contact the bank staff at the to help remove your card. But if you used a freestanding ATM, this won’t be an option in which case, you’ll need to contact your own bank and ask them to deliver a new card at home or abroad.
Fee-free ATMs and possible to withdraw cash free of cost at ATMs in Jordan?
Yes its possible. But there is only 1 fee-free ATM in Jordan. Majority of the bank ATMs in Jordan charge JD 4 or JD 5 per transaction and one bank ATMs does not charge ATM Access Fees per transaction to foreign card holders, so you have limited options of fee-free ATMs in Jordan.
Foreign cards from US, UK, India, China, Europe, Australia accepted?
Yes, usually, depending on card type.
Bitcoin ATMs
As of right now, Jordan has no Bitcoin ATMs in operation. The nation has regulatory limitations on cryptocurrency activities.
Foreign bank ATMs’ presence in Jordan
Bank of America: No, there are no Bank of America ATMs.
Citibank: Yes, Citibank runs in Jordan but primarily serving corporate clients and not retail operations like ATMs.
Barclays: No, Barclays does not have ATMs.
HSBC: No, HSBC sold to Arab Jordan Investment Bank few years ago.
Standard Chartered: No, Standard Chartered sold to Arab Jordan Investment Bank few years ago.
