Bonaire’s pristine coral reefs, turquoise waters, and relaxed Caribbean vibe make it a paradise for travelers, where understanding how to handle money ensures a hassle-free experience. Whether you’re diving in world-class marine reserves, exploring the colorful streets of Kralendijk, or enjoying fresh seafood by the beach, this guide covers everything you need to know—what currency to bring, the best ways to get money and currency in Bonaire (United States Dollar (USD)), cash safety tips, and essential dos and don’ts. With these insights, you’ll avoid unnecessary fees and fully embrace Bonaire’s tranquil and nature-rich charm.
How to pay in Bonaire – cash or card?
In Bonaire, both cash and card payments are widely accepted, with a strong emphasis on accommodating tourists.Most businesses, especially those in the tourism sector, accept major credit and debit cards such as Visa and MasterCard. However, it’s advisable to carry some cash, particularly in smaller denominations, for certain transactions.
You can use cash for:
Public Transportation: Buses and local taxis primarily operate on cash payments.
Local Markets and Street Vendors: Purchases at traditional markets and street stalls are predominantly cash-based.
Small Businesses: Many small or family-run shops and eateries prefer cash transactions. Some establishments, such as certain food trucks and local snéks, may not accept cards.
Tips and Gratuities: While service charges are often included in bills, leaving additional tips in cash is customary for exceptional service.
Tourist Taxes: The Visitor Entry Tax of $75 per person per stay can be paid online prior to arrival or at the airport upon arrival. Payment at the airport must be made by credit or debit card; cash is not accepted.
You can use card for:
Hotels and Resorts: Major hotels and resorts widely accept credit cards for bookings and incidental expenses.
Restaurants and Cafés: Most dining establishments, especially in tourist areas, facilitate card payments. However, it’s advisable to carry some cash, as a small minority of businesses may not have card machines.
Retail Stores: Shopping centers, boutiques, and supermarkets commonly accept credit and debit cards.
Car Rentals and Excursions: Established agencies typically offer card payment options. For instance, while debit cards are widely accepted, it’s advised to bring a credit card for renting a car.
What’s the best currency to take to Bonaire
US Dollar (USD). This is the official currency of Bonaire so paying or withdrawing cash in the local currency comes with the least amount of fees, sometimes fee-free too.
Euros, Netherlands Antillean Guilders (ANG) or Brotish Pounds are not accepted here.
Where to get currency in Bonaire
There are 3 main ways to get cash in Bonaire. They are:
ATMs, or
Currency exchange, or
Money transfer & local pick-up
Types of cards to swipe in Bonaire
Visa and Mastercard transactions are commonly accepted for swiping. You might also find some places that accept Amex and other cards, albeit less frequently.
Types of cards at ATMs in Bonaire
If you’re withdrawing money in Bonaire from an ATM, ATMs commonly accept Visa, Mastercard, Maestro, Plus, Cirrus cards. Some of them accept American Express cards. The ATMs don’t generally accept others like JCB, UnionPay, Diners, Discover and Rupay cards.
Should I exchange currency before travelling to Bonaire
There is no need to exchange money before traveling to Bonaire, as the official currency is the U.S. Dollar (USD). If you already have USD, you can use it directly for all transactions, making currency exchange unnecessary.
Withdrawing USD from ATMs in Bonaire is a convenient option, as ATMs are widely available in airports, cities, and tourist areas. Most ATMs accept Visa, Mastercard, Cirrus, Plus, and Maestro cards, but check with your bank for international withdrawal fees.
Since Bonaire operates on cash and card payments, carrying a mix of cash and cards is advisable. While credit and debit cards are widely accepted, some small businesses may prefer cash, so having smaller bills is useful.
If bringing EUR or other foreign currencies, it’s best to exchange them upon arrival at banks or currency exchange offices, as most businesses only accept USD. Avoid carrying large USD bills ($50 or $100), as some businesses may not accept them due to counterfeiting concerns.
Where to withdraw money in Bonaire
You can withdraw money in Bonaire at leading bank ATMs in the country. There are not a lot of choices in Bonaire of ATMs. The best ATMs for foreigners to use in Bonaire are those owned by popular banks such as:
Vidanova Bank,
MCB Bank, and
Banco Di Caribe.
There are no known Global ATM Alliance member banks or All Points network banks in Bonaire.
Where to exchange currency in Bonaire
You can exchange currency in Bonaire at licensed exchange bureaus or banks.
Currency Exchange Offices: While standalone currency exchange offices are not prevalent in Bonaire, licensed banks offer currency exchange services. Notable providers include Maduro & Curiel’s Bank (MCB), RBC Royal Bank. These banks have branches throughout the island, primarily in Kralendijk. Operating hours are generally from 8:00 AM to 4:00 PM on weekdays.
You can find good currency exchanges using the ATM Fee Saver app—it will guide you to the nearest currency exchange or ATM on the map. The app assists with locating forex services in 100+ countries, including Bonaire.
Avoid Airport Exchanges and no-fee exchange offices: Currency exchange services at airports often have less favorable rates and higher fees. It’s generally better to exchange money at local banks in the city for better rates and lower charges.
Is carrying cash in Bonaire safe?
Carrying cash in Bonaire is generally safe due to the island’s low crime rate. However, petty crimes such as pickpocketing and purse snatching can occur, particularly in crowded areas and tourist spots. It’s advisable to carry only the cash you need for daily expenses and keep your valuables secure. Use ATMs located in well-lit, secure areas, such as banks or shopping centers.
Is it better to use debit or credit cards or pay by cash in Bonaire
Use a card if it is fee-free i.e. your bank does not charge any fees to swipe the card, when the merchant / POS also does not impose any extra charge to use a card, you need to use the insurance of the card, don’t want to block cash of large purchases and card’s swipe fees are lower than withdrawal fees.
Pay by cash by withdrawing cash from ATM or exchanging currency where – fees on ATM withdrawals are lesser than fees on swiping cards, you don’t want to leave any digital footprint of your expenses, it is convenient and easier to conduct transactions.
